8146 M-102 Detroit, MI 48234 313-891-8000

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The Importance of Building Your Credit Score

The Importance of Car Financing and Building Credit | 313CarLoans.com

At 313CarLoans.com, powered by Matthew’s Stop & Look Auto Sales, we know how important it is to find the right vehicle — and the right financing — especially if you're working to build or rebuild your credit. Whether you have bad credit, no credit, a prior bankruptcy, or you're just getting started financially, securing a car loan can be a major step toward a better future.

Why Car Financing Matters

Car financing helps make vehicle ownership possible for many Detroit drivers. Instead of needing the full price of a car upfront, financing allows you to make affordable monthly payments while still enjoying the independence and reliability that owning a vehicle brings.

At our Detroit used car dealership, we specialize in providing low down payment options and flexible car loans for buyers with all types of credit situations. We work with a network of reputable lenders to help you find financing that fits your budget and needs.

If you've been searching for bad credit auto loans in Detroit, car loans with no credit, or affordable used cars with low down payments, you’re in the right place.

How Purchasing a Vehicle Can Help You Build Credit

Financing a car through a trusted dealership like Matthew’s Stop & Look Auto Sales can also help you build or improve your credit score. Here's how:

  • On-time payments: Making your car loan payments on time every month shows lenders that you're reliable, which can boost your credit score over time.

  • Credit mix: Having different types of credit (like auto loans, credit cards, and personal loans) can positively impact your score.

  • Positive reporting: Many lenders report your payment history directly to the major credit bureaus, helping you establish a strong credit profile.

Building good credit opens doors for bigger financial opportunities down the road, like buying a home, getting better insurance rates, or qualifying for lower interest loans.

What You Need to Get Approved

Getting started is easier than you think. To qualify for a car loan at 313CarLoans.com, you’ll need:

  • A valid driver’s license or state ID

  • Proof of income (like a recent pay stub)

  • Proof of residence (like a utility bill)

We make the car-buying and financing process straightforward and stress-free — because we believe everyone in Detroit deserves a second chance at reliable transportation.

Why Choose 313CarLoans.com?

For nearly two decades, Matthew’s Stop & Look Auto Sales has helped thousands of drivers across Detroit and surrounding areas find quality vehicles and affordable financing. We only sell clean title, green title vehicles — no salvage or rebuilt titles — so you can drive away with confidence.

Our inventory includes a wide range of used cars, trucks, SUVs, and minivans from top American brands like Chevrolet, Ford, GMC, Buick, Chrysler, and Jeep.

If you need bad credit car loans, no credit auto financing, or low down payment cars in Detroit, we are the trusted local dealership you can rely on.


Ready to Get Started?
Visit us at 8146 E 8 Mile Rd, Detroit, MI 48234, call us at (313) 891-8000, or apply for financing online at www.313CarLoans.com.

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Clean Green Title Vehicles! It's Important!

Why Buying a Clean Title, Actual Mileage Vehicle Matters | 313CarLoans.com

At 313CarLoans.com, powered by Matthew’s Stop & Look Auto Sales, we believe that honesty and transparency are the foundation of a great car-buying experience. That's why every vehicle we sell comes with a clean green Michigan title and verified actual mileage — no exceptions.

If you’re shopping for used cars in Detroit and want peace of mind, knowing you’re getting a dependable vehicle, you’ve come to the right place.

What Is a Clean Title Vehicle?

A clean title vehicle means that the car has never been declared a total loss by an insurance company due to an accident, flood, fire, or any other major damage.
When you buy a clean title vehicle from 313CarLoans.com, you can be confident you’re purchasing a car that has:

  • Never been salvaged

  • Never been rebuilt

  • Never had structural damage

A clean title protects your investment and ensures you are getting a car with a true and trustworthy history.

We don't believe in cutting corners — we only sell the best of the best to our customers in Detroit and beyond.

Actual Mileage: Why It’s Important

Mileage matters when it comes to the value and reliability of a used vehicle. At Matthew’s Stop & Look Auto Sales, every car we sell is verified with actual mileage.
That means no odometer rollbacks, no guessing games, and no surprises down the road.

When you purchase from us, you can trust that:

  • The mileage on the odometer is accurate and documented

  • You’re paying a fair price based on true vehicle usage

  • Your car will hold its value better over time

In today’s used car market, finding a clean title, actual mileage vehicle can be tough — but that’s exactly what we offer at 313CarLoans.com.

Why This Matters for Your Car Loan

If you're financing your vehicle through us, lenders are much more likely to approve and offer better rates on clean title vehicles with real mileage records.
Buying a clean title car also makes it easier to insure, register, and resell down the road.

Low down payment options combined with quality vehicles make 313CarLoans.com the top choice for bad credit car loans and no credit financing in Detroit.

Shop With Confidence at 313CarLoans.com

When you shop with us, you’re getting more than just a car — you’re getting a dealership that stands behind what we sell.
Our family-owned business has proudly served the Detroit community for nearly two decades, offering:

  • A wide selection of clean title used cars, trucks, SUVs, and minivans

  • Actual mileage you can trust

  • Flexible financing options for every type of credit situation

  • Honest, no-pressure customer service


Visit Us Today!
Ready to find your next vehicle? Come visit Matthew’s Stop & Look Auto Sales at 8146 E 8 Mile Rd, Detroit, MI 48234, or call (313) 891-8000. You can also browse our inventory and apply for easy car financing at www.313CarLoans.com.

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Welcome to Matthew's Stop & Look Auto Sales Blog

Welcome to 313CarLoans.com – Detroit’s Top Choice for Used Car Financing

Trusted Auto Financing Solutions from Matthew’s Stop & Look Auto Sales

At 313CarLoans.com, powered by Matthew’s Stop & Look Auto Sales, we make car ownership easy and affordable for Detroit drivers — no matter your credit history. Whether you have bad credit, no credit, or a past bankruptcy, we specialize in affordable car loans with low down payment options designed to fit your life.

Our mission is simple: help everyone in Detroit drive a reliable, quality vehicle without the stress or hassle.


About Us: Nearly Two Decades of Service You Can Trust

Located at 8146 E 8 Mile Rd, Detroit, MI 48234, Matthew’s Stop & Look Auto Sales has proudly served the Detroit community for nearly 20 years.
We are a family-owned dealership built on honesty, transparency, and a true commitment to helping our customers succeed.

When you shop with us, you’ll experience a friendly team that truly cares — making your car-buying journey simple, straightforward, and pressure-free.


Our Inventory: Clean Title, High-Quality Vehicles for Every Budget

We offer a huge selection of clean title used cars, trucks, SUVs, and minivans from top brands like:

  • Chevrolet

  • Ford

  • GMC

  • Buick

  • Chrysler

  • Jeep

Every vehicle is carefully inspected for quality and reliability — no salvage, rebuilt, or structurally damaged vehicles, ever.
We only sell the best of the best, so you can drive away with confidence.


Easy Financing with 313CarLoans.com

At 313CarLoans.com, everyone qualifies — even if you have:

  • Bad credit

  • No credit

  • Previous repossessions

  • Bankruptcy

We work with a strong network of trusted lenders to offer flexible financing options that meet your needs, not your past.

What You’ll Need to Apply:

  • A valid driver’s license or state ID

  • Proof of income (recent pay stub or bank statement)

  • Proof of residence (utility bill or similar)

It’s that simple!
We’ll walk you through every step, so you can focus on picking the perfect car, not worrying about paperwork.


Why Choose 313CarLoans.com?

Experienced, caring team that puts your needs first
Fast approvals for bad credit, no credit, or unique situations
Family-owned Detroit business that’s been here for nearly 20 years
Huge inventory of safe, inspected, clean-title vehicles
Low down payments to help you drive today


Ready to Get Started?

Come visit us at:

Matthew’s Stop & Look Auto Sales
8146 E 8 Mile Rd, Detroit, MI 48234

Call us now at (313) 891-8000
Or apply online today at www.313CarLoans.com


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